The limits of micro credit as a rural development intervention

12324 mots 50 pages
The Limits of Micro Credit as a Rural Development Intervention

Prepared for the Institute for Development Policy and Management Manchester University by James Roth

1997

The limits of micro credit as a rural development intervention

Declaration

This dissertation has been submitted to the University of Manchester for the degree of MA (Econ) in the Faculty of Economic and Social Studies in 1996.

No portion of the work referred to in the dissertation has been submitted in support of an application for another degree or qualification of this or any other university or any other institution of learning.

Preface
I would like to thank the British Council for their generous scholarship. I would also like to thank David Hulme my supervisor for his constant support and encouragement. Finally I would to thank my mother for numerous childhood trips to the Johannesburg Public Library without which I would not have been able to read for this degree.

2

The limits of micro credit as a rural development intervention

Table of Contents
OVERVIEW 5

SUMMARY

6

CHAPTER 1 - INTRODUCTION

7

B ACKGROUND DEFINITIONS OF FORMAL AND INFORMAL FINANCE AND TRADE CAPITAL MARKETS AND THE POOR THE NEO -LIBERAL RESPONSE - WALKING BAREFOOT WHERE BANKERS FEAR TO TREAD I NNOVATIVE MICRO CREDIT INSTITUTIONS ASSESSING THE SUCCESS OF CREDIT AND MICRO CREDIT INSTITUTIONS AS RURAL
DEVELOPMENT INTERVENTIONS

7 8 8 10 12

13 13

DEVELOPMENT AS ECONOMIC GROWTH AND EQUITY

CHAPTER 2 - WHEN MICRO CREDIT FAILS - NON-VIABLE ENTERPRISES AND/OR ENTREPRENEURS 16

I NFRASTRUCTURE HUMAN CAPITAL I NFORMATION SOCIAL FACTORS

16 17 17 18

3

The limits of micro credit as a rural development intervention

CHAPTER 3 - WHEN MICRO CREDIT FAILS TO REACH THE POOREST OR OTHERWISE MARGINALISED 20

CHAPTER 4 - WHEN MICRO CREDIT FAILS - TREATS THE SYMPTOMS AND NOT THE CAUSES OF POVERTY 23

I NTRODUCTION THE ETHOS OF NEO -LIBERALISM M ETHODOLOGICAL INDIVIDUALISM

en relation

  • Micro
    5385 mots | 22 pages
  • Microfinance
    13244 mots | 53 pages
  • Avantages et inconvenients du micro credit
    638 mots | 3 pages
  • Financement de l'économie marocaine
    13235 mots | 53 pages
  • ts4b
    4159 mots | 17 pages
  • jhgf
    5253 mots | 22 pages
  • Voila tout
    20090 mots | 81 pages
  • Glossaire assurances
    4526 mots | 19 pages
  • microcredit
    44649 mots | 179 pages
  • 2771291
    27997 mots | 112 pages