The limits of micro credit as a rural development intervention
12324 mots
50 pages
The Limits of Micro Credit as a Rural Development InterventionPrepared for the Institute for Development Policy and Management Manchester University by James Roth
1997
The limits of micro credit as a rural development intervention
Declaration
This dissertation has been submitted to the University of Manchester for the degree of MA (Econ) in the Faculty of Economic and Social Studies in 1996.
No portion of the work referred to in the dissertation has been submitted in support of an application for another degree or qualification of this or any other university or any other institution of learning.
Preface
I would like to thank the British Council for their generous scholarship. I would also like to thank David Hulme my supervisor for his constant support and encouragement. Finally I would to thank my mother for numerous childhood trips to the Johannesburg Public Library without which I would not have been able to read for this degree.
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The limits of micro credit as a rural development intervention
Table of Contents
OVERVIEW 5
SUMMARY
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CHAPTER 1 - INTRODUCTION
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B ACKGROUND DEFINITIONS OF FORMAL AND INFORMAL FINANCE AND TRADE CAPITAL MARKETS AND THE POOR THE NEO -LIBERAL RESPONSE - WALKING BAREFOOT WHERE BANKERS FEAR TO TREAD I NNOVATIVE MICRO CREDIT INSTITUTIONS ASSESSING THE SUCCESS OF CREDIT AND MICRO CREDIT INSTITUTIONS AS RURAL
DEVELOPMENT INTERVENTIONS
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DEVELOPMENT AS ECONOMIC GROWTH AND EQUITY
CHAPTER 2 - WHEN MICRO CREDIT FAILS - NON-VIABLE ENTERPRISES AND/OR ENTREPRENEURS 16
I NFRASTRUCTURE HUMAN CAPITAL I NFORMATION SOCIAL FACTORS
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The limits of micro credit as a rural development intervention
CHAPTER 3 - WHEN MICRO CREDIT FAILS TO REACH THE POOREST OR OTHERWISE MARGINALISED 20
CHAPTER 4 - WHEN MICRO CREDIT FAILS - TREATS THE SYMPTOMS AND NOT THE CAUSES OF POVERTY 23
I NTRODUCTION THE ETHOS OF NEO -LIBERALISM M ETHODOLOGICAL INDIVIDUALISM