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manufacture of chemicals and chemical products manufacture of pharmaceutical products manufacture of rubber products manufacture of other non-metallic mineral products manufacture of metals manufacture of metal products manufacture of computers, electronic and optical products manufacture of electrical equipment manufacture of machinery and equipment manufacture of motor vehicles, trailers and semi-trailers manufacture of other transport equipment manufacture of furniture construction trade and repairs

annual advertising budget than the combined totals of many of the world’s National Tourism Organizations (NTO) 1 (Morgan and Pritchard 1998; 13). Popular tourism destinations like Croatia, France and Thailand have to compete with these companies for consumer mind share in a packed environment which is very much influenced by spiraling media costs (Morgan and Pritchard 1998: 140). 1 NTO is generally the government body responsible for tourism at national level. 24 Middleton and Clarke (2001: 133)

John M. Olin Program in Law and Economics Working Paper No. 316 Harvard Law School John M. Olin Center for Law, Economics, and Business Discussion Paper No. 536 This paper can be downloaded without charge from the Social Science Research Network Electronic Paper Collection: http://ssrn.com/abstract=859406 To appear in: Lawrence Blume and Steven Durlauf (Editors), The New Palgrave Dictionary of Economics (Second Edition, forthcoming). November 2005 Economic Analysis of Law A. Mitchell Polinsky

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inexpensive manner. In addition, they can be scaled to large school settings, as we demonstrate in our studies, which Journal of Marketing Vol. 74 (May 2010), 93–106 © 2010, American Marketing Association ISSN: 0022-2429 (print), 1547-7185 (electronic) 93 examine the effects of these interventions in actual school settings. Prior studies have found that pledges and competitions are effective at changing behavior in adult populations (e.g., Chen and Komorita 1994; Klem and Klesges 1988)

Boston, MA 02199 • 617-247-1511 • www.delphigroup.com 8 Introduction and distribution on steroids has also attempted to keep pace with new automated approaches to categorization and retrieval, that leverage the speed and efficiency of the electronic information infrastructure. In a recent survey conducted by Delphi Research with over 300 companies, 59% of respondents indicated that locating and accessing the information needed to do their job has gotten simpler and more effective over the last

lies in the fact that the majority of the new members are completing their transition from a planned economy towards a free market economy and that they are undertaking a lot of difficult economical reforms. The enlargement added some 75 million consumers to the EU (about 45% of the current EU-15 population), will incorporate economies with different levels of development and significantly different economic structures. On average, the relative importance of the public sector and agriculture to GDP

painful; I have the strength to love, now that I know. LOVE POEMS 19 HOW CAN I KNOW SO SURELY THAT I’LL LOVE YOU How can I know so surely that I’ll love you No matter what the future has in store? Time is like a cave in which our torches Show only the circumference of our minds. But love is will far more than it is passion, Though passion may at first sustain the will. One chooses love the way one chooses faith Because that is the way that heaven lies. My love for you is vaster than the

of adaptation of their organizational structures and information flow with regard to the constraints generated by their interfirms relations. From a study of literature and case studies carried out in the automobile sector, the author endeavours to show that organizational flexibility constitutes a method of adaptation of the company to the environment by reducing this asymmetry in inter and intrafirm relations. Key words : flexibility – strategy – information systems. * L’auteur exprime sa

their portfolio risks? Which type of financial institution is best able to achieve this goal? Money placed in any financial institution will result in a claim on a more diversified portfolio. Banks lend money to many different types of business, consumer, and government customers. Insurance companies have investments in many different types of assets. Investments in a mutual array of stocks and fixed income securities. 12. How can financial institutions invest in high-risk assets with funding provided