Office for National Statistics

The competition is getting tougher, customers are more discerning and demanding, and the traditional barriers between products and services are disappearing. On top of this, the phenomenal growth of e-commerce is increasing customers’ expectations for more competitive prices and 24-hour service. To keep ahead, retailers need an increasing range and depth of expertise in customer management. KPMG’s Global Consumer Markets group, in partnership with the Oxford Institute of Retail Management (OXIRM)

practices in the area of information intelligence. Profiles of these suppliers’ technologies are included in this report. Intended for the sole use of DelphiResearch® customers. Reproduction of this publication without prior written permission is prohibited. Information is based on best available sources. Opinions reflect Delphi Group judgment and are subject to change. For reprints of this document, contact client.services@delphigroup.com. Information Intelligence: M A R K E T M I L E S T O N E

des variations conjoncturelles 4 Taux d'intérêt réel à 10 ans 80 70 2 60 0 50 -2 Dette publique brute (éch. droite) 40 -4 1970 1974 1978 1982 1986 1990 1994 1998 2002 30 Source : Banque d’Angleterre, Office for National Statistics, Perspectives économiques de l’OCDE 76, calculs de l’auteur. 259 Revue de l’OFCE 95 243-278.qxp 21/11/2005 11:39 Page 260 Bruno Ducoudré 3c. Taux d'intérêt de long terme et finances publiques Allemagne En % En % du

collaboration de Roger Bernard Langue, espace, société. Les variétés du français en Amérique du Nord, sous la direction de Claude Poirier, avec la collaboration d’Aurélien Boivin, de Cécyle Trépanier et de Claude Verreault Identité et cultures nationales. L’Amérique française en mutation, sous la direction de Simon Langlois La mémoire dans la culture, sous la direction de Jacques Mathieu Religion, sécularisation, modernité. Les expériences francophones en Amérique du Nord, sous la direction

and cheap natural gas from Nigeria for alternate fuels used for power generation, industrial, mining and the commercial sectors of the economies of the receiving West African states. Spurs would be built from Togo and Benin to connect to the West African Gas pipeline which would be laid on the sea bed of the Atlantic Ocean along the coastlines of the all four countries. According to the Project Appraisal Document (PAD) prepared by the World Bank to make the case for its participation in the project

an excerpt from The She Spot: Why Women Are the Market for Changing the World – And How to Reach Them by Lisa Witter and Lisa Chen Published by Berrett-Koehler Publishers Contents Foreword by Gary Hirshberg, President and CE-Yo of Stonyfield Farm Preface Introduction A Women-Centered (Marketing) Revolution Part I Understanding the She Spot 1 Why Women Matter 2 How Women Think 3 What Women Want Part II How to Hit the She Spot 4 Care 5 Connect 6 Cultivate 7 Control Part III Where to Hit the

RÉSEAU BANK AL-MAGHRIB NET WORK 3 ‫البنك المركزي المغربي‬ Banque Centrale du Maroc central bank of Morocco Plus de 50 ans Le 1er juillet 1959, la Banque du Maroc, Institut d’émission national, est créée en remplacement de la Banque d’Etat du Maroc. En octobre 1959, le dirham a été adopté comme devise nationale du Maroc. La promulgation de la loi bancaire en 1967 permet de renforcer le rôle dévolu à la Banque du Maroc par son statut, notamment, en matière de contrôle de la profession bancaire.

to help and the Europeans feel that the U.S. is naïve and not delivering enough.” Another senior European official said that for “all the talk of multilateralism” and the European contribution of aid and NATO troops to the fight against the Taliban, which has brought more than 500 European deaths, Afghanistan remained an American show. “Europeans are sitting around waiting for Washington to decide what the Afghanistan policy is going to be,” he said. On Iran, Europeans, and especially the French, are

(2007). Senior Honors Projects. Paper 57. http://digitalcommons.uri.edu/srhonorsprog/57 This Article is brought to you for free and open access by the Honors Program at the University of Rhode Island at DigitalCommons@University of Rhode Island. It has been accepted for inclusion in Senior Honors Projects by an authorized administrator of DigitalCommons@University of Rhode Island. For more information, please contact srw@uri.edu. La Mondialisation qui Menace L’identité Française et ses Relations

humaine. Le commerce électronique compte parmi les plus prometteuses de ces applications parce qu’il permet de participer aux marchés mondiaux selon des modalités nouvelles, qu’il ouvre de nouvelles perspectives de diversification aux économies nationales et qu’il offre aux jeunes de nouveaux emplois, plus intéressants. Cette troisième édition du Rapport sur le commerce électronique et le développement, publié par la Conférence des Nations Unies sur le commerce et le développement, passe en revue