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family of five with enough rainwater to survive a five-month dry season. International Development Enterprises has more information at its Web site, www.ideorg.org. This VOA Special English Development Report was written by Jill Moss. *VOA : Voice of America How to Do Things in VOA Special English General Comprehension (3 points) 1. Identify the type of document a) an extract from an encyclopaedia b) a news report c) an extract from a novel 2. The subject of the document is water in a) Africa b) the

crise financière ( crise économique,retournement des marchés) • crise de nerfs pour les petits épargnants Nous nous rappelons tous : Lundi 15 septembre 2008, Lehman Brothers, quatrième banque d’affaire américaine, dépose le bilan, Bank of America rachète Merrill Lynch et l’ensemble des places boursières de la planète s’effondrent. Wall Street n’a pas vécu une telle chute depuis les attentats du 11 septembre 2001. Les jours suivants, la situation s’aggrave et la crise financière s’installe

deux manières: d'une part, les diffuseurs francophones privés qui émettent sur une partie du monde à l'instar de RFI, et d'autre part, les diffuseurs étrangers tels que le service mondial de la BBC, la Deutsche Welle, la NHK ou encore VOA (Voice of America). Commençons par la concurrence francophone. La concurrence francophone Cette concurrence est exprimée par des opérateurs publics d'États francophones (la Belgique, la Suisse, et le Canada) regroupés au sein du RFP (Radios Francophones Publiques)

MULTINATIONALES POUR DIFFÉRENTS SECTEURS PAR NIVEAU DE CAPITALISATION BOURSIÈRE * AU Informatique Banque 1 Microsoft 2 IBM 3 Google 31 MARS Pharmacie 2006 Finance Média Téléphonie Citigroup Merrill Lynch Time Warner Pfizer Vodafone Bank of America Goldman Sachs Comcast Johnson & Johnson China Mobile Hong Kong HSBC Morgan Stanley News Corporation GlaxoSmithKline Sprint Nextel Les sociétés dont le nom est en italique sont américaines. * : La capitalisation boursière d’une société cotée

twentiethcentury American playwrights – Arthur Miller’s The Crucible (1953), O’Neill’s Long Day’s Journey into Night (1956), Lorraine Hansberry’s A Raisin in the Sun (1959), Marsha Norman’s Getting Out (1977), Tony Kushner’s companion plays, Angels in America (parts One and Two, 1991, 1992), and Margaret Edson’s Wit (1999) – there is more often than not an implied sense of recovery, or some epiphanic coming to terms with one’s self and culture. Or if it is too late for a John Proctor or Mary Tyrone, perhaps

(bulge brackets) ont été rayés de la carte. D'autre part, le classement des dix premières banques du pays en banque de détail a été profondément chamboulé. Au niveau des acteurs, il ressort que des établissements tels que JP Morgan Chase, Bank of America, Wells Fargo, BNP Paribas ou encore Santander ont su tirer leur épingle du jeu dans un contexte pourtant peu favorable marqué par une crise de confiance généralisée. À l'inverse, Citigroup, Fortis, RBS, Wachovia et UBS, qui figuraient parmi les banques

of five with enough rainwater to survive a five-month dry season. International Development Enterprises has more information at its Web site, www.ideorg.org. This VOA Special English Development Report was written by Jill Moss. *VOA : Voice of America How to Do Things in VOA Special English General Comprehension (3 points) 1. Identify the type of document a) an extract from an encyclopaedia b) a news report c) an extract from a novel 2. The subject of the document is water in a) Africa

established in Europe, Asia-Pacific, America, The Middle East and Africa. Its head office is in London since the acquisition of the Midland Bank. The HSBC Group is a worldwide company and the company has 330 000 employees worldwide. Customers: The HSBC Group has 128 million customers worldwide, 46 million of them are registered on the internet banking. Subsidiary HSBC is an holding company and its subsidiaries have a geographical organization (Latin America, North America, Mexico, Asia, Europe) and two

under one roof. These mergers have only added to the downward pressure on employment in the industry, as merged institutions make an effort to eliminate redundancy. Among the M&A activity in recent years: JPMorgan Chase bought Bank One; Bank of America bought Fleet Boston and MBNA; Wachovia swallowed Golden West and SouthTrust; Citizens Financial acquired Charter One; and SunTrust purchased National Commerce. Meanwhile, foreign firms such as Deutsche Bank and UBS are moving aggressively into U

Citigroup sold $21 billion of common shares and equity in the largest single share sale in US history , surpassing Bank of America's $19 billion share sale one month prior. Citigroup is one of the Big Four banks in the United States, along with Bank of America, History Citigroup was formed on October 8, 1998, following the $140 billion merger of Citicorp and Travelers Group to create the world's largest financial services organization.[2] The history of the company is, thus, divided into the workings