Basic Bank Account Number

with the permanent pasture, and 15 million to the various types of cultures: temporary for 13.7 million km2, permanent like the fruit trees or the vine for 1.3 million km2. The average of the grounds per capita is thus established, if one takes into account only the cultivated arable lands, around 0.25 ha per capita and per annum, and this average should continue to lower and reach 0.15 ha per capita and per annum in 2050; there will be then, according to the forecasts of the United Nations, some 10

.................................................................................................................... 32 SAP Business One Customer Portal ...................................................................................... 33 The Basics of Financial Accounting ...................................................................... 35 Overview of Financial Accounting............................................................................................. 36 Setting Up Financial

trcking your finances? • Cliquer sur use today’s date or the first day of the quarther or month puis rentrer la date de l’exercice de l’entreprise • Cliquer sur Next pour Continuer 22- ) Add your bank account ? Cliquer sur No puis sur next pour continuer 23- ) Review income and expenses account On décroche tous les comptes qui ont croché en cliquant sur le compte puis sur next pour continuer 24-) Congratulations Cliquer sur finish pour terminer Utilisation

Unjustifiable account activity concerning the size and frequency of transactions. 3. Frequent deposits followed by frequent withdrawals. 4. Exchanging large amounts of small denomination bills for large denominations bills (same or different Currency) 5. Requests for wire transfers or bankers checks in exchange for currency. 6. High volume of bankers' or travelers' checks deposited into an account with no justifiable reasons. 7. Maintaining large number of accounts not commensurate

which in combination with good rainfalls led to a growth of over 20% in 2009. The services sector accounts for just over half of GDP and industry, made up of mining, construction and manufacturing, is an additional quarter. The sectors who recorded the highest growth are the tourism, telecoms and textile sectors. Morocco , however, still depends to an inordinate degree on agriculture. The sector accounts for only around 14% of GDP but employs 40-45% of the Moroccan population. With a semi-arid climate

pension, under condition of 30 years contribution. The contribution rate was coming to almost 20% of the total wage. This pension was based on a point system, the value of the pension was 60% of the wage at the retirement age, increased by the average number of points from the 15 better-off years. A minimum of 3 years of contribution was required to benefit from it and 30 years to have it fully rated. Moreover the pension was indexed on prices. The legal retirement age was 61 but possibility to extend

But such a logic will not be imperative without inversion of the balance of power. If, under the push of the popular mobilizations, a sufficient number of governments does not set up such an alternative, the World Bank and the IMF will be capable of surmounting their crisis by turning to good account the fall in prices of basic products to pull the countries towards a new dependence to their credits, from which the substance will more aim at saving the system that to

dans tous les pays d’Europe de la même manière que si l’opération était faite en France. Les moyens de paiement SEPA vont progressivement remplacer tout ou une partie des moyens de paiement nationaux IBAN IBAN est l'acronyme de International Bank Account Number. ISO 13616:2003 est une norme internationale intitulée Banque et services financiers connexes -- Numéro de compte bancaire international (IBAN) élaborée par l'Organisation internationale de normalisation (ISO) et le European Committee for Banking

deposits and in the interbank loan they take out. But, banks have in their assets: consumption credit, mortgage debts… Thus, banks have developed a way to transform those debts into negotiable instruments: this is securitization. It permits to create bank financing without exceeding the McDonough ratio that is of 8% of borrowing power. The problem is that banks used this instrument without control so: * Financing American mortgage credits with securitisation of subprime’s credits, propagation

International Bank for Reconstruction and Development / The World Bank 1818 H Street NW Washington DC 20433 Telephone: 202-473-1000 Internet: www.worldbank.org E-mail: feedback@worldbank.org All rights reserved 1 2 3 4 13 12 11 10 This volume is a product of the staff of the International Bank for Reconstruction and Development / The World Bank. The findings, interpretations, and conclusions expressed in this volume do not necessarily reflect the views of the Executive Directors of The World Bank or the