Earthquake

penalties, such as license revocations . fines, or the direct cost of any other 6. Loss of or Damage to Assets : direct reduction in value of physical assets, including certificates, due to some kind of accident (e.g. neglect, accident, fire, earthquake) . Cette classification est relativement ´eloign´ee de celles qui avaient ´et´e mises en place par l’industrie bancaire. Par exemple, la base de donn´ees “Operational Risk Losses Database” de la BBA (British Bankers’ Association) consid´ere 4 types

occur slowly; they take place as a result of gradual weathering by wind and rain. Sometimes, however, they are sudden, as in the upwelling of mountain ranges like the Sierra Nevada from the hot magma below the crust of the earth or as a result of earthquakes, tornadoes, hurricanes, and floods. Even more important to our daily lives are the physical changes that people themselves create. Houses age, new buildings are constructed, traffic increases, the economy expands or contracts, and so on. People also

which, at least until it was fully explained, could still be seen as the handiwork of a creating, benevolent God. It was a confident stance and Alexander Pope, proclaiming that ‘Whatever is, is right’, spoke for the majority. Even the reality of earthquakes or man’s enduring inhumanity could not dent the belief that evil is the name we give to what we do not understand. Philosophical optimism dominated the first half of the century until it was fatally wounded by Candide (1759). It was the heart of

beneath them like an underground train and drew away into the night and was gone. The boy clung to him crying, his head buried against his chest. Shh. It's all right. I'm so scared. I know. It's all right. It's gone. What was it, Papa? It was an earthquake. It's gone now. We're all right. Shh. In those first years the roads were peopled with refugees shrouded up in their clothing. Wearing masks and goggles, sitting in their rags by the side of the road like ruined aviators. Their barrows heaped

est couverte pour les séismes et les tsunamis, et leur couverture n’est que partielle (par exemple pour les incendies résultant de séismes). De plus, les indemnisations sont versées aux ménages via une contrepartie centrale de réassurance (Japan earthquake reinsurance) qui couvre une partie des pertes. Finalement, l’État, de facto, est garant en dernier ressort. • Dans le cadre des scénarios de dommages nucléaires, en vertu de la loi japonaise sur le nucléaire de 1961, les opérateurs des centrales

reaction if we find ourselves witnessing such an event, rather than being involved in it - or even if just a vivid portrayal or account of it has been seen or heard. Traumatic events of this kind range from surviving natural disasters, such as earthquakes, tsunamis or avalanches, to ones caused by human error, such as car, train and plane crashes, capsizing boats and sinking ships. Violent 481 HOW TO MASTER ANXIETY attacks such as being mugged, raped, kidnapped or sexually or physically

be included. Q51. Answer: E Explanation: When describing the past up to the present we use the present perfect tense to say that an action happened at an unspecified time before now. The exact time is not important, e.g., ‘There have been many earthquakes in California.’ Q52. Answer: D Explanation: The boss’s mind cannot be open otherwise he or she would be receptive to new ways of working. We do not describe things such as doors, or eyes or minds as shut, but correctly say closed. ‘Appear’ or ‘seem’

Items Extraordinary items arise from events that are clearly distinct from the ordinary activities of the enterprise and therefore are not expected to recur frequently or regularly. The only examples given are the expropriation of assets, or an earthquake or other natural disaster. These are rare events that are beyond the control of the management of the enterprise. The nature and amount of extraordinary items should be separately disclosed (total on the face of the income statement, analysis in

scholarly "literature" and "knowledge" as its antithesis. Each grain of introspection is "applied" and developed by busy scientific industries. Our massed libraries of ethnography and theory are in this respect learned reverberations of vital critical earthquakes. Indeed, the temptation is great to speak of a sequence of "paradigms" in the sense of Thomas Kuhn's theory of scientific revolutions,36 except for the fact that the "paradigms" are crucially locked into ever larger matrices of development and change

27% in the rental of furnished property, of 21% on campsites and 9% in hotels. The economic damage for tourism was estimated at between 300 and 450 million euros. In Italy, 6 G Tourist flows the loss of tourist income linked to the earthquake in Umbria on 27th September 1997 was assessed at more than 60 million euros between October 1997 and June 1998. In the Mediterranean, the conflicts that jeopardize safety are a more brutal cause of a decline in tourism. The conflicts in the countries