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Contract Approach July, 2003 Bappaditya Mukhopadhyay Management Development Institute, P.O.Box 60, Sukhrali, Gurgaon 122001, India bappa@mdi.ac.in Abstract: In this paper, we address the issue of possible moral hazard that rating agencies might have. We discuss the feasibility of possible incentive contracts that can ameliorate this problem. We find, that incentive payments to the rating agency based on expected returns on debt will do away with the moral hazard problem. JEL Classification No. G140

semester 2008/2009 at the University of Kassel in Germany. This report added with a 30 minutes oral presentation on the same topic counts for 50% of the final examination regarding the course of “International Marketing”. The work requested to the student for these 50% is the following: « Select a company/ an industrial area and describe/ evaluate their international marketing context and concepts ». A homework report of 8 to 12 pages is expected to be handed in until Friday, 24th October 2008, 16

INTRO : Everyone have already seen a scene like this before, or like this... We call this phenomenon mirage and that's what we will explain to you today. First, the main thing to know about mirages is that they are not an optical illusion like many people can think... In fact, everyone is able to see and photograph mirages.Mirages are deformed pictures of a real object. Different sorts of mirages exist, due to the refraction and the reflexion of the light. REFRACTION AND REFLEXION: In

.................................................................................. 5 2. GREEN BIKE ..................................................................................................... 6 2.1. ADVANTAGES FOR THE TOWN BY IMPLEMENTING THIS PROJECT: .............................................................. 6 2.2. ADVANTAGES FOR THE CITIZENS BY USING THE SERVICE: ....................................................................... 6 2.3. ADVANTAGES FOR THE COMPANIES CARRYING THE

Demeu. This letter is sent by Remy Giraud in the aim to announce to the Guernsey book society the Elizabeth's death in the concentration camp of Ravensbrück. The letter was adressed to any members of the society, because Remy Giraud didn't remember all the names that Elizabeth said to her. We can see that on the top of the letter, where it is written "To: "Eben" or "Isola" or Any Member of a Book Society on Guernsey". We learn from the beginning, the end of the story ( l. 2 ) : this is an analepsis

Obesity is a problem in many developed countries. TO encourage citizens to adopt a healthy diet some expert have proposed a fat tax on junk food based on their fat content.. What do you think of such a proposal? Obesity is such a plague that the expression « world epidemic » is often used to qualify it. This idiom, even if it is quiet wrong, implied that obesity touches more Voc/o = quite tps = présent and more people over the world. Vous devez absolument donner votre point de vue, clair

the fold on the family, people are in search of what is soft and comfortable. For that reason, the cuddly bear left the world of the children to invade the one of the teenagers and the young adults. The Anglo-Saxon countries were the first ones to create mini-teddy bears, often transformed into key rings and carriers of messages: "Do not forget me ", "Kisses", " I like New York " until the famous " I love you " of the St Valentine's Day. This is an original way to deliver an affectionate message

professional is to get a call reporting a production database is in a "Suspect" state and the business cannot continue. This is a "code red" situation where DBA needs to bring the database online as soon as possible. In this article, I will formulate couple of steps which may be used as a high level process to handle this situation. The first step is always to inform your customer about the outage before they come back to you. I find most of the times this proactive step becomes a life saver. In this way

Camara Anne BrukhanoffMathieu Le GoffDiane Delpech | [cyber-criminality : the plague of the xxi century] | Cybercrime is a phenomenon which scares the world. Day after day, this dangerous movement grows and leads to expensive consequences in three main fields: private companies, governments, and individuals.In order to control the quick evolution of cybercrime, it is necessary to fight against the cyber-pirates helping the victims with protections. The development of Internet must be managed

anorexia. It is the disease which is translated by a refusal to feed, and which can have grave consequences. It touches between 2 and 10% (percent) of the women, in particular between 12 and 15 years and 18 and 23 years. This disease is exceptional among the men, these last ones representing only 10% of the referenced cases. Through this account, we are going to try to understand how this disease starts, then what it provokes, and finally how to be cured. INTRODUCTION The anorexia is a Food Behavioural